Mercy Score
Get a snapshot of your monthly financial life to ask for leniency from a Court or Creditor when paying your bill. Just punch in your numbers! **
Income
Expenses
Mercy Score is a tool to help you calculate what money you have left after paying for food, shelter, heat, and maybe a cell phone.
Nobody’s
Perfect!
We all know that. Everyone wants to pay their bills, but sometimes life’s circumstances get in the way. Just as a corporation gets to reorganize their finances under certain laws, you as a Consumer can attempt do the same thing.
Just Plug in
Your Numbers
Enter your monthly expenses and see what you have left to comfortably pay a court or creditor. It’s OK if nothing is left. You are at least taking some action and giving actual data to a court or creditor on what you can comfortably pay to retire a debt. It’s a sincere and honest attempt at presenting your case to achieve a resolution-a win-win for both parties.
Throwing Yourself at the
Mercy of the Court
It can work. As per some of the videos below, courts actually like it if you’re honest about your life circumstances in explaining why you are having trouble making ends meet. As you can see and hear in the videos, the Consumers who are respective, smile, have no attitude, and are honest and contrite about their situation, seem to get the most favorable outcomes.
A few examples on how honesty can go a long way:
Woman explains she doesn't have money to pay $400 in parking tickets. Judge dismisses the $400 and leaves an old $50 fine, but then dismisses it when the woman reveals that would leave her with 5 dollars.
Operating room professional in scrubs gets a break.
Man gets a speeding ticket. He admits to the judge that he was speeding and that he told the police officer that pulled him over that he was speeding. Judge dismisses the case because of his honesty. Defendant says: "At the end of the day you gotta accept your faults"
